Dara develops core banking software and is one of the three companies in the Dara Group. Our job is to build a system whose numbers the finance department can rely on.
Dara is a software company that builds infrastructure for banking and for Qard al-Hasan (interest-free loan) funds. Our software engineers and product specialists work side by side on the problems that come up in the daily work of branches, credit departments and finance teams.
The Dara platform consists of deposit, financing, credit card, wallet and treasury modules, together with the modules that support them. All of them run on a single Financial Core: none keeps its own balance, and every financial effect is posted to that core as a voucher. Processes, from a loan application through to committee approval, run on an engine that stores each process graph as versioned data.
Islamic contracts, the Solar Hijri calendar and Central Bank of Iran regulations have been part of the product design from the start. Each of the fifteen Islamic contracts has its own calculator, and installment schedules are built around a fixed day of the Solar Hijri month.
Every Dara service follows the same pattern: the layered structure, the response format and the way vouchers are posted are identical across all of them. That uniformity lets us add new modules with confidence, and it makes the code easier for the team to maintain.
On every project, we do not go live until the migrated balances and cases have been reconciled against the legacy system. We are just as direct about where the product stands, and if a capability is not ready yet, we say so.
Before we write any module, we review the accounting and banking rules that govern it and design the voucher for each operation in advance.
The layered structure, the response contract and the voucher-posting method are the same in every service, so any engineer can read and maintain any module.
Changes are reviewed before they are merged, and every module has its own technical documentation.
In introductory sessions and proposals, we separate what is ready from what is still on the roadmap.
No project goes live before its migrated balances and cases are reconciled against the legacy system.
Dara, Fantap and Chavosh work in three different fields but share one engineering standard: independent services with clear data boundaries, financial logic in a single core, and processes stored as versioned data.
Banking and Qard al-Hasan funds
Core banking infrastructure, deposits, financing, cards and digital wallets, with a single Financial Core and a versioned Process Engine.
LendTech and acceptance networks
White-label infrastructure for launching a LendTech business: physical and virtual cards, an acceptance network, shared acceptance and merchant settlement, running on the Dara Financial Core.
Government projects and national infrastructure
Delivers government projects and enterprise digital infrastructure, from e-licensing and qualification-assessment systems to national-scale messaging.
If you would like a closer look at Dara or want to discuss working together, request a meeting or get in touch with us.